Elmira Savings Bank, ESB

712 North Franklin Street
Watkins Glen, NY 14891
(607) 535-4108


Originally founded in 1869, Elmira Savings Bank is headquartered in Elmira, New York, and proudly operates as an independent community bank serving consumers and businesses in and around Chemung, Schuyler, Steuben, Cayuga, Cortland, Tompkins, and Broome Counties, New York. The Bank is engaged primarily in the business of attracting deposits from the general public and originating mortgage loans secured by first and second liens on one-to-four family residences; consumer loans on automobiles; general consumer loans; commercial real estate loans; and commercial loans. The Bank offers a wide variety of services to its individual and commercial customers We attribute our success to an effective management team and dedicated employees who are committed to converting the words of the corporate mission to actions that have unequivocally contributed to our success.